In the last article, we took a high-level view of healthcare, identifying some useful definitions and an overall understanding of how health insurance coverage works. We looked at different types of health plans and the ways deductibles and out of pocket maximums function. Now that we have some shared language and understanding of healthcare, why is healthcare expensive and continuing to get more expensive? There is no single reason or all-inclusive answer. Here’s the biggest issue: we have almost no cost transparency.